Career Resources

Financial Wellness

Beyond financial aid, there are many things to consider as you begin working full-time after college and start to increase your income through employment.

Take this financial wellness check-up to get started!

It’s exciting to start growing your financial assets, and it can also sometimes be confusing to navigate how to manage your finances to meet your personal and professional goals. Read below to discover financial advice and learn about resources to support you as you launch your career! 

Pro Tip

Take time to reflect on your current finances and make a financial plan now. It’s never too early and is a great way to make sure that you are on your way to achieving your future goals. Check out our resources below for budgeting and savings tips, along with information on credit, debt, major life expenses, and more!

Best Practices

Budgeting & Banking Basics

Creating a budget to meet your future goals

Source: 10,000 Degrees

Savings & Retirement

Savings and retirement accounts help you meet short and long-term savings goals

Source: 10,000 Degrees

Credit

Having good credit is critical to your financial health

Source: 10,000 Degrees

Managing Student Loans and Debt

Managing debt can help you reach your financial goals

Source: 10,000 Degrees

Economic Empowerment Services

Seeking expert financial advice can help you reach your financial goals

Source: 10,000 Degrees

Protecting Your Finances & Avoid Scams

Ways to keep your financial information secure

Source: 10,000 Degrees

From the Web

Utah Scholarships and Aid

Statewide financial aid programs for Utah students

Source: Utah System of Higher Education

Student Loan Repayment Plans

Compare and apply for federal repayment options

Source: Federal Student Aid

Student Loan News

Updates on federal student loan changes and repayment options

Source: The Institute for Access and Success

Student Loan Deferment

Temporary relief options for federal student loan payments

Source: Federal Student Aid

Student Loan Consolidation

Information on combing multiple federal loans into one for easier repayment

Source: Federal Student Aid

Student Debt Reform & Borrower Rights

Advocacy for debt-free education and equity in higher ed

Source: NextGen Policy

Student Debt Education, Outreach & Policy Updates

A grassroots movement to end the student debt crisis

Source: Student Debt Crisis Center

Payday Loans

Know the costs, risks, and your rights before borrowing using a payday loan

Source: Consumer Finance

Nonprofit Credit Counseling Services

Free help with budgeting, debt management, and financial planning

Source: National Foundation for Credit Counseling

Loan Forgiveness and Cancellation

Explore federal programs to reduce or eliminate student debt

Source: Federal Student Aid

Free Support for Student Loan Borrowers

Free support for California borrowers navigating student loan repayment

Source: Student Loan Empowerment Network

Financial Wellness & Borrower Protection Resources

Fighting predatory lending and advocating for debt justice.

Source: Protect Borrowers

Financial Aid Programs

Grants and scholarships for California students

Source: California Student Aid Commission

Federal Student Aid

Official government site for loan repayment, forgiveness, and servicer info

Source: Federal Student Aid

Debt Collection

Understand your rights and how to respond to debt collectors

Source: Consumer Finance

Consumer Protection Tools

Tools and guides for managing student loans at every stage Understand your auto loan options and rights

Source: CFPB Student Loans

Consumer Financial Protection Bureau – Mortgages

Resources for buying, maintaining, or struggling with a mortgage

Source: Consumer Finance

Free Tax Preparation Services for Qualifying Taxpayer

IRS resources that provide free tax preparation services

Source: IRS.gov

Banks vs. Credit Unions

Understand the difference

Source: Nerd Wallet

Credit Counseling

Credit support

Source: Financial Counseling Association for America

Financial Wellbeing Score

Find out where to start

Source: CFPB

What is a Budget

Budgeting tips

Source: Nerd Wallet

Building your Credit

Credit workshops

Source: Working Credit

Better Money Habits

Financial goals

Source: Bank of America

1:1 Free Financial Coaching

Meet a financial coach

Source: Smart Money Coaching by San Francisco Office of Financial Empowerment

Money 101

Financial guidance for teens

Source: Ambition Angels

Money Management

Financial education

Source: Cash Course

Student Debt Information

Financial debt information

Source: Department of Financial Protection & Innovation

Money Smart Financial Education Program

Financial education resources and tools to enhance your money management skills

Source: FDIC

Achieve your Financial Goals

Financial stability through financial coaching

Source: United Way Bay Area

GreenPath Financial Counseling

Financial counseling and debt management solutions

Source: GreenPath Financial Wellness

Financial Education Resources for All

California financial education tools and resources

Source: US Department of Financial Protection and Innovation

Financial Equity in Marin

Resources that promote financial stability and equity in Marin

Source: Community Action Marin

Financial Wellbeing for All

Federal resources and tools to improve financial literacy

Source: MyMoney.gov

Financial Literacy Resource Directory

Financial literacy tools and resources

Source: Office of the Controller of the Currency

Patelco Financial Wellness Resources

Coaches, budget calculators, and exclusive courses

Source: Patelco Credit Union

Financial Education

Achieve your financial goals

Source: Redwood Credit Union

Travis Credit Union Financial Wellness Tools

Tools and guidance to improve your financial wellbeing

Source: Travis Credit Union

Free Financial Guidance Materials

Materials on budgeting 101 to how to buy a car

Source: Cooperativa Latina Credit Union

Excite Credit Union Financial Calculators

Easy-to-use budgeting calculators

Source: Excite Credit Union

Research-based Financial Literacy

Expand your financial knowledge

Source: Finra Investor Education Foundation

Home Buying Resources

Federal resources on how to buy a house

Source: U.S Department of Housing and Urban Development

Resources for Investing

Expand your knowledge of investing and financial markets.

Source: Investor.gov

MoneySkill

Free online Personal Finance course

Source: AFSA Education Foundation

Personalized Money Management Tips

Interactive financial education resources

Source: Hands on Banking

Your Guide to Life & Money

Steps and considerations for transitioning into the real world after college.

Source: Morgan Stanley

Free Tax Help Bay Area

Free tax return preparation for qualifying taxpayers

Source: IRS.gov

Personal Finance Planning Services

Free planning services

Source: The Academy of Financial Education

Retirement Planning

Retirement planning information

Source: Nerd Wallet

Retirement Accounts

401(k) vs 403(b)

Source: National Council on Aging

Retirement Planning

Retirement

Source: Consumer Finance Protection Bureau

Big Purchases

Guides for major purchases

Source: Consumer Finance Protection Bureau

Retirement Accounts

Learn about 403(b) accounts

Source: Investopedia

Financial Accounts

Banks & Credit Unions

Source: Consumer Finance Protection Bureau

Retirement Accounts

Learn about various retirement accounts

Source: IRS

What is an ITIN?

Learn about ITINS

Source: National Immigration Law Center

Stay Financially Safe

Learn about fraud and scams

Source: Consumer Finance Protection Bureau

Financial Safety

Learn what to do if you are the victim of financial fraud

Source: Consumer Finance Protection Bureau

Social Security

Check your Social Security earnings

Source: Social Security Administration

Credit Counseling

Credit & debt management

Source: National Foundation for Credit Counseling

Videos

No results.